Responsibility
Finish with insurance, equipment, teen rules, and vehicle responsibility.
Wrap the course with the obligations that make a driver legal before the car even moves. Insurance, registration, seat-belt and child-restraint rules, required equipment, vision standards, and teen-driver responsibilities often feel like trivia until they appear in a straightforward exam question that expects you to know the rule cold.
The rules that matter
- Carry proof of insurance and current registration in the vehicle. Driving uninsured suspends your license in most states.
- Everyone wears a seat belt, and the driver is legally responsible for passengers under 18.
- Children ride in a car seat or booster chosen by age, height, and weight, and in the back seat.
- Report a crash to police when anyone is injured or killed, or when damage passes your state's dollar threshold.
- Tires, brakes, lights, wipers, and mirrors must all work. Equipment defects are citable on their own.
- A graduated license limits night driving and passengers until you have met the full-license requirements.
The lessons in this module
Each lesson is one short set of questions. If you've missed questions in this module before, a few come back at the start. Progress saves automatically; sign in only if you want cross-device sync.
Lesson videos
4 lessons · See all →Read this in the handbook
Look for these sections: Insurance, Seat Belts, Child Restraints, Vehicle Equipment, Teen Drivers.
Where these rules come from
We do not copy official handbooks — most states do not allow it. What we do instead: state the rule in our own words, then name the official document behind it. 267 questions in this module cite 135 official documents, none checked earlier than 2026-05-17. The 6 most-cited are below.
| Official document | Sections cited |
|---|---|
NHTSA Vehicle Safety ↗ National · Checked 2026-07-28 | Brake Fade Explanation, Fog, Heavy Smoke, and Visibility, General Driving |
Federal Highway Administration / NHTSA ↗ National · Checked 2026-06-07 | General Driving |
NHTSA Car Seats and Booster Seats ↗ National · Checked 2026-08-01 | Child Passenger Safety |
NHTSA TireWise ↗ National · Checked 2026-05-17 | Monthly tire pressure and tread checks, Tire safety and underinflation risks, Treadwear and tire maintenance |
NHTSA Seat Belts ↗ National · Checked 2026-08-01 | |
NHTSA Adapted Vehicles - Basic Maintenance Checklist ↗ National · Checked 2026-05-17 | Basic vehicle maintenance checklist |
Opening a source takes you to the agency's own site, never to a copy of ours. If a source is out of date or broken, say so from any question.
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Review these questions
What information should you exchange after a traffic accident?
- A. Just your driver's license number
- B. Name, address, license number, insurance info, and vehicle registration
- C. Only your insurance company name
- D. Only your phone number
Show answer
B. Name, address, license number, insurance info, and vehicle registration — After an accident you must exchange: full name, address, driver's license number, vehicle registration, and insurance information with all involved parties. You should also note the make, model, and plate of the other vehicle.
Universal rule · checked against Federal Highway Administration / NHTSA — General Driving · verified 2026-06-07
If your brakes suddenly fail while driving, you should:
- A. Immediately steer to the shoulder and stop
- B. Pump the brakes, downshift, and use the parking brake gradually
- C. Turn off the ignition
- D. Open the door to slow down
Show answer
B. Pump the brakes, downshift, and use the parking brake gradually — If your brakes fail, pump them (may restore hydraulic pressure in some brake systems), downshift to engine brake, and gradually apply the parking/emergency brake. Alert other drivers and steer to safety.
Universal rule · checked against NHTSA Vehicle Safety — General Driving · verified 2026-05-17
When should a child move from a rear-facing to a forward-facing car seat?
- A. When they exceed the rear-facing seat's maximum height or weight limit
- B. At 6 months old, regardless of the child's size
- C. When they can walk, regardless of the seat's rated limits
- D. At exactly 1 year old
Show answer
A. When they exceed the rear-facing seat's maximum height or weight limit — Children should remain rear-facing until they reach the maximum height or weight allowed by the car seat manufacturer — not based on age alone. Rear-facing is the safest position for young children.
Universal rule · checked against NHTSA Car Seats and Booster Seats — Child Passenger Safety · verified 2026-08-01
Why are seat belts especially important in rollover crashes?
- A. They prevent airbags from deploying
- B. They lock the doors shut
- C. They keep occupants inside the vehicle, preventing ejection
- D. They reduce vehicle weight during the roll
Show answer
C. They keep occupants inside the vehicle, preventing ejection — Being ejected from a vehicle in a rollover is almost always fatal. Seat belts keep occupants inside the protected passenger compartment, dramatically improving survival chances.
Universal rule · checked against NHTSA Seat Belts · verified 2026-08-01
You should check your vehicle's tire pressure:
- A. At least once a month
- B. Every oil change
- C. Once a year
- D. Only when they look flat
Show answer
A. At least once a month — Check tire pressure at least once a month and before long trips. Tires can lose pressure without appearing flat.
Universal rule · checked against NHTSA TireWise — Monthly tire pressure and tread checks · verified 2026-05-17